According to a study by the Association for Safe International Road Travel, almost 2.35 million people in America are seriously injured or disabled every year due to car accidents. These rising numbers are troubling. Suffering an injury can be troubling to the mind as well as the body.
When you face an accident, the first thing that you need to do is to contact the Tampa Car Accident Lawyer. Try to hire a lawyer who can help you in filing a personal injury claim. Many states in America belong to the “fault” car insurance state. It means that the person who is legally at fault for the accident has to bear the responsibility and the liability. This can be done through the insurance carrier for the damages and injuries caused by the crash.
If you face a car accident and you are not a fault, the following are the best ways to get compensation for damages that occurred to you or your car:
Before checking in details, get in touch with a good Tampa car accident lawyer so that he/she can explain to you about the compensation and the protocols to be followed:
File claim with the insurance carrier
The first option that you need to take into consideration is the first-party claim. It may be important if you are injured and the driver who is at fault is uninsured. If you are filing a first-party claim, you will be required to have a conversation with the claim adjuster, and you will also need to give the adjuster access to your medical records.
Any statement that you make can be used against you to defeat your claim, that it is important to be cautious in speaking. Every word matters at this stage. If you feel confused and stressed, make sure to contact a Tampa car accident lawyer.
A third-party car insurance claim
In case of car accidents, you can file your claim through the driver’s insurer if the driver is at fault. You need to be aware that any statement you make can also be used against you to defeat your claim. Thus, be sure to be very cautious when you are speaking with the adjuster. The third-party claim is a process full of hassles as the duties and the loyalties of the insurance company are with the driver and not you. Your attorney can guide you through this process.
Personal injury lawsuit
If you want a claim under the at-fault driver’s insurance policy but you did not get the outcome you wanted, the lawsuit can be your last option. You can file a lawsuit against the driver and not the insurance company in many states in the US. A personal injury lawsuit will need the assistance of an experienced lawyer.
If you are injured in a car accident and want to file an insurance claim, try to get in touch with a good attorney. Get in touch with the Tampa car accident lawyer if you want to get a personal injury claim after a car accident.
